Ozank vs Wise: The Battle of International Money Transfers — Which One Truly Benefits You?

March 2, 2025

When it comes to sending money internationally, most expats in Europe have heard of Wise (formerly TransferWise). It’s known for transparency and decent exchange rates, but is it really the best option for expats sending money home?

Ozank — the latest game-changer in international money transfers, built specifically for expats in Europe who want speed, affordability, and rewards. With thousands already switching, it’s time to compare Ozank vs. Wise and see which service truly puts more money in your pocket.

Speed: How Fast Do Your Transfers Arrive?

  • Ozank: Most transfers are completed within minutes. You can send money instantly to bank accounts or mobile wallets — no more waiting for days.
  • Wise: While Wise is faster than banks, transfers can still take several hours to a few days, depending on the recipient’s country and banking system.

Fees: Are You Overpaying?

  • Ozank: No hidden fees, no surprises. transparent pricing so you know exactly how much you’re paying before confirming a transaction. Also, ozank fee is designed in a way whether you choose bank transfer as a payment method or debit/credit card, its a lot cheaper as compared to wise. Plus, users get the first transfer of up to €2,000 completely free — saving even more!
  • Wise: Wise charges a variable percentage-based fee, which means the more you send, the more you pay. On large transfers, this can add up quickly.

Exchange Rates: Who Gives You More for Your Money?

  • Ozank: Competitive exchange rates with no hidden markups — what you see is what you get.
  • Wise: Known for mid-market rates, but fees are built into the transfer cost, which means you may not always get the best final amount.

User Experience & Ease of Use

  • Ozank: Ultra-fast onboarding with an easy KYC process. No complicated steps — just sign up, verify, and start sending in minutes.
  • Wise: While Wise has a user-friendly app, their KYC process can be stricter, causing delays in account activation.

Extra Benefits: What Else Do You Get?

  • Ozank: Earn rewards with every transfer! With our Cosmos feature, users get OAK tokens that can be redeemed for free transfers. More transfers = more savings!
  • Wise: Wise does not offer any rewards or loyalty benefits.

Why Expats Are Switching from Wise to Ozank

At first glance, Wise may seem like the go-to option for international money transfers, but when you dig deeper, Ozank offers a smarter, faster, and more rewarding experience — especially for expats in Europe who send money home frequently.

At the end of the day, why pay more and wait longer when you can transfer smarter?

Ozank is built for expats, by expats.

📲 Don’t miss out — join the financial revolution now! Download Ozank today from Play Stores: https://app.ozank.com

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